With the growing number of malpractice lawsuits, health care professionals must take precautions to protect themselves and their livelihoods. The specialists at Doctors' Insurance Agency can answer your questions and develop customized medical liability insurance for your specific needs at competitive rates. With over 24 years in the medical community, we have the best customer service in Colorado and Wyoming. Whether you are just starting out, changing carriers, or seeking additional coverage, we can offer several types of malpractice insurance to meet your needs. We work for you and want to produce a product you will be happy to have.
Before purchasing liability insurance, it is good to do a little research so you will know the different terms used in the policy. There are several types of malpractice insurance to choose from and they each offer different benefits and pricing.
Claims-made policies cover any acts of malpractice that take place during the coverage period. Most policies offer tail coverage, which covers a health care professional after the claims-made policy is cancelled in the event a claim is filed. Prior acts coverage works like tail coverage, but is bought through a new insurer. Occurrence coverage covers everything while a policy is in effect, regardless of when an actual claim is filed. These are more expensive since it is difficult to estimate future claims. Lastly, a claims-paid policy covers claims paid during the prior year and considers those to predict the current year's premiums. No matter what type of coverage you need, Doctors' Insurance Agency can help you with your malpractice insurance. Physician offices trust us with all of their insurance needs.
Protecting yourself and your business is a necessity in today's world. Doctors' Insurance Agency is committed to helping you with your malpractice insurance. Physician business owners turn to us for not only liability coverage, but for health, life, workers compensation, and disability insurance. We respect your voice in settlements and offer coverage that allows you to make the decision instead of the carrier. Come talk to us about our competitive medical liability insurance.